B.Com Co-operation
Build Kerala's Co-op Future at St. Joseph's, Devagiri
3-year UG program in Kozhikode — where rural development meets real banking ops. NAAC A++, NIRF #61 in Commerce & Management.
Key numbers
NIRF Commerce Rank
#61
NAAC Grade
A++ (3.63)
Total Program Fee
₹45,000
Average CTC
₹2.8 LPA
Batch Size
Tight-knit cohort = more professor face-time and less crowd.
Are you eligible?
Academic Background
Class 12 pass in any stream with minimum 45% marks
Admission Basis
Pure merit-based — no entrance exam required
Placement · 2025
Where graduates land
Placement rate
55%
Top recruiters
Kerala's Co-op Sector is Your Oyster
This isn't vanilla Commerce. You'll study Co-operative Law, Agricultural Finance & Rural Development in a state that literally runs on co-operatives. Recruiters like NABARD, Federal Bank and state co-op banks actively pick domain-specific grads here.
Do Your Own Recon
We only have verified placement data for 2025, and exact cut-off trends aren't widely published. Hostels and scholarships exist, but competition for the 40 seats can get real. Chat with current students or visit the Kozhikode campus before you lock in.
The verdict
Worth considering
This is a niche, low-budget power move if you want to root your career in Kerala's co-operative banking ecosystem. The NAAC A++ stamp and ₹45K total fee keep it accessible. But with only 2025 placement data public, a modest 55% placement rate, and a hyper-local recruiter pool, treat it as a calculated bet—not a default option. Strong fit if you value stability and public-sector job prep over flashy MNC tags.
Matches what you said
- ✓ Affordable fees under ₹50K
- ✓ Kerala co-operative & public sector banking
- ✓ Merit-based admission with no entrance
- ✓ NAAC A++ legacy institution
Doesn't match
- ✗ High starting salary
- ✗ MNC or Big 4 placement
- ✗ Pan-India brand recognition
- ✗ Metro campus exposure